MICROCREDIT: COMBATING POVERTY OR MANAGING THE WORKING CLASS?

Name: VICENTE DE PAULO COLODETI

Publication date: 31/08/2018
Advisor:

Namesort descending Role
MAURICIO DE SOUZA SABADINI Advisor *

Examining board:

Namesort descending Role
GUSTAVO MOURA DE CAVALCANTI MELLO Internal Examiner *
LÍVIA DE CÁSSIA GODOI MORAES Internal Examiner *
MAURICIO DE SOUZA SABADINI Advisor *

Summary: This study aims to understand, through bibliographical research, the space occupied by microcredit in the current Brazilian capitalist system. In order to do so, it seeks critically expose the microcredit based on its main premise, namely: the general consideration according to which this type of credit is taken as a social policy of attacking poverty, generation of work and income, social inclusion and the promotion of citizenship rights. This study also intends to investigate the theoretical, ideological and concrete bases of this set of notions, so that one can not only describe microcredit, but also give it meaning according to the capitalism in Brazil. It also presents: theoretical notions about poverty and entrepreneurship; information about the national labor market in recent
years, specifically about the entrepreneurs; some liberal conceptions about social reality that allowed structuring and consolidating the idea of attacking poverty and generating work and income through microcredit, and finally, elements related to the Brazilian History that served as basis for the microcredit policies today. This study concluded that the microcredit, despite appearing as a tool of attacking poverty or to generate work and income, allows, in essence, to manage, at least, part of the left over proletarian class from the current national labor market.

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